Welcome to my second edition of the Expense Chronicles.If you haven’t seen my first edition from July, check it out here.
This is a monthly check up of my expenses and it is broken up into categories. Few things to note:
- We are a one car family so our gas and car insurance charges are all for our Toyota Prius C
- I do have complimentary breakfast and lunch at my work. If the food is really good that day I usually take a box to go for dinner. But on some occasions I bring my own lunch if I don’t feel like eating the food from work
- We mainly use credit cards for our purchases and pay it in full each month.
- Mother with Cents received a $100 gift card by doing a Google survey. Fortunately there is a Google building in downtown SF where MWC was able to take the survey. And put the card to action which saved on our groceries this month
With that said, here is how our expenses went in August.
|Car Insurance||$ 78.26|
|Restaurants/Fast Food||$ 13.14|
|Retail Shopping||$ 260.50|
|Mobile Phone||$ 80.75|
|Grand Total||$ 1,800.23|
Breakdown of each category:
Rent – $1000
Electricity – $25.20
Internet – $50.00
Mobile Phone – 80.75
I lumped these four into one since it’s about the same amount as last month. If you want to read my breakdown of each of these categories, check it out on my July Expense Chronicles
Car Insurance – 78.26
This is less than usual for our monthly car insurance charge from MetroMile. For those that are not familiar with them, MetroMile is a pay-per-mile car insurance company. They track the miles by using a tracking device that you plug into your car. This device was the reason for the low monthly rate in August.
I got an email from MetroMile early in the month saying that the tracking device malfunctioned and couldn’t track the miles we drove for almost a two week period. For this reason, they waived the miles we drove until they mailed us a new device. After reading this, I contacted Mother with Cents to see if we wanted to go anywhere to take advantage of the complementary miles. You will see later in post where we went. =)
Gas – $39.49
This is our normal monthly charge for gas. The last couple months were out of the ordinary where we only paid around $20 in June but close to $60 in July.
Groceries – $252.89
We got a small break from using MwC’s gift card she got from doing a survey with Google. We used close to $70 in groceries from that gift card. So we really used $322 in groceries in August. Thanks Google for picking my wife to do a survey and providing us with a gift card!!
We bought our usual grocery items from Costco and Trader Joe’s!! Milk mainly for Baby with Cents, bread, berries, carrots, snacks, ready-made salad and lunch meat.
Retail Shopping – $260.50
Our zero spending in this category ended only after a month and did we ever go above zero. First purchase was a pair of boots MwC got from Kohl’s close to $13 after using their promotional coupons we get from them through email. To prevent us from paying shipping charges we opt to pick it up from one of their stores. Unfortunately the Kohl’s closest to us did not have it on stock but another Kohl’s store did which is about 30 miles from us. To take advantage of the free miles MetroMile gave us for having a malfunctioned tracking device, we went on a shopping spree and drove from SF to the Peninsula in Redwood City to pick up the shoes.
Right after Kohl’s we also went to Walmart since it’s about five miles from Kohl’s and bought a toy police car for BwC for a $1, mega blocks 80 piece set for $15 and I got a 24.5 oz bottle of men’s face and body moisturizer lotion from Walmart’s store brand, Equate, for $3.50. It’s much cheaper than and as effective as the premium brands.
Lastly after Walmart, we ended our shopping spree at IKEA. We went through the IKEA maze of room and kitchen models. It’s fun to see how IKEA design them but at the same time it’s tiring after going through numerous rooms, kitchens and bathrooms. We were here to buy a table set for Baby with Cents but going through the maze can tempt you to buy other things that you didn’t plan on getting. That’s what exactly happened to us, we added an abacus, a roll of drawing paper and a baby set of cereal bowls and utensils. It all added to approximately $65.
Later on in August, we restocked in diapers. After BwC’s birthday, we switched from cloth diapers to disposables and bought about a five months supply of them. With the five months coming up, we had restocked for another five month supply. We ordered the Pampers brand on Target’s website and picked it up from the store a few days later. As a small reward, target gave us $30 worth in gift cards for ordering that many boxes of diapers. The total cost for the diapers ended to about $180.
Restaurant/Fast Food – $13.14
Another zero category that ended after one month. After shopping at IKEA, we went to their food court and bought two dishes of meatballs at $6 each. The meatballs were pretty good and it comes with veggies and mashed potatoes. Pretty filling after walking through the IKEA maze.
What did you think of our expenses? How were your expenses this August? Feel free to comment below!!