Chronicles Of A Father With Cents

Simple Life. Personal Finance. Family

Expense Chronicles – October 2017 The Pumpkin Patch and Petting Farm

Expense Chronicles

Welcome to the October edition of the Expense Chronicles.  If you haven’t seen my past expense chronicles, here are July, August and September.

This is a monthly check up of my expenses and it is broken up into categories.  Few things to note:

  • We are a one car family so our gas and car insurance charges are all for our Toyota Prius C
  • We both drive to work at different times of the day which is why we are able to own just one car and eliminates monthly public transit costs.  And fortunately both of our parking spaces are free which eliminates parking costs.
  • I do have complimentary breakfast and lunch at my work. If the food is really good that day I usually take a box to go for dinner.  But on some occasions I bring my own lunch if I don’t feel like eating the food from work
  • We mainly use credit cards for our purchases and pay it in full each month.

With that said, here is how our expenses went in October.

Car Insurance  $        87.74
Gas  $        39.32
Groceries  $      227.27
Restaurants/Fast Food  $        10.28
Retail Shopping  $        19.72
Mobile Phone  $        85.00
Electricity  $          5.17
Internet  $        50.00
Rent  $   1,000.00
Trip to the Pumpkin Patch and Petting Farm  $          0.00
Total  $  1,524.50

Here is a breakdown of each category:

Rent: $1000.00

Mobile Phone: $85.00

Internet: $50.00

Gas – $39.32

These four categories are fixed costs for every month(our gas averages $40 a month).  If you want a breakdown of these categories you can check out my July Expense Report

Electricity – $5.17

Our gas and electric company, PG&E(Pacific, Gas & Electricity) gave us what they call a California Climate credit of $17.40.  They give out these credits twice a year to all of their customers and the first one was back in April.  This is the second credit so it’s a nice little break to pay in single digits for gas and electricity

Car Insurance – $87.74


Baby with Cents first ever train ride

This was a bit higher monthly charge for our car insurance.  For those unfamiliar with them, MetroMile is a pay-per-mile car insurance company. They track the miles by using a tracking device that you plug into your car.

We went down to Half Moon Bay which is about a 30 mile drive from our place and went to pumpkin patch for Baby with Cents.  It can get really crowded on the weekends especially this time of year so I decided to take a day off work and went down there on a Wednesday to avoid a crowded pumpkin patch

We also went to a petting farm across the bay in Berkley and it was about a 25 mile drive.

So those two places pretty much increase our monthly charge for our car insurance.  I will explain our costs(or lack of) on these two places later on.  It was well worth it since Baby with Cents had a lot of fun.

Groceries – $227.27

Costco had a sale of potstickers and popcorn in October so we pretty much relied on these two items during the month.  Probably got about 4 bags of potstickers and 5 bags of popcorn during this time. We made the potstickers, boiled, with soup and veggies and fried.  So we made them in different variations so we wouldn’t get tired of the eating it in one variation.

Outside of our usual items like milk, yogurt, veggies, bread and cereal we also bought a bulk of Kraft singles and salami for sandwiches and cottage cheese.

Restuarants/Fast Food – $10.28

It was going to be zero but the last weekend of month we made an In N Out run so that destroyed any chance of that happening.  I forgot to take a picture of the Double Double and fries I had since I was so hungry at that time.  If we go on another run next month(probably will, hehe) I promise to take a picture of the burgers for those that don’t live close to this great fast food chain.

Pumpkin Patch and Petting Farm – $0.00 


Baby with Cents and me feeding celery to a goat.

Yes, going to these two places cost us zilch.  We collect plastic water bottles so we can take to the recycling center and get some money out of it.  After having about two bags worth of bottles we took it to the recycling center and made about $18 out of it.  We used most of this money on a train ride at the pumpkin patch($15, $5 each passenger) and celery($2) to feed the animals at the petting farm.  Baby with Cents had fun at these two places especially the train ride since he has a love for trains.

Retail Shopping – $19.72 

One of the Gymboree stores in SF is closing down in a few months so they had a clearance sale on most of their items.  We went ahead and bought some long sleeve shirts and Baby with Cents’ skeleton costume for Halloween.  A couple of the shirts we bought for him was one with construction trucks.  He always points to these trucks whenever we drive or walk by them and makes sounds of what construction trucks sound like.  And that’s what he did when we got him the shirt.

Here is an Instagram post of his skeleton costume:

Baby with Cents in his skeleton costume. #happyhalloweeneveryone #trickortreat

A post shared by Kris (@fatherwithcents) on

What do you think of our expenses in October? How were your expenses last month? Feel free to comment below


  1. Cute pics of baby with cents! Nice month, so consistent again with your expenses. That’s nice to use “extra money” to fund fun expenses like collecting water bottles.

    • (sorry I have more time to type now!) Yes, I agree your restaurant spending is amazing! I spend like $10 by myself every week LOL let alone the whole family. Don’t beat yourself up for “In N Out” that stuff is totally WORTH IT. SO good. Best part of living in California (or western US) I would presume (other than the nice warm weather).

      • Whenever we collect that extra money from collecting empty water bottles we try to spend it on fun stuff like the train ride for Baby with Cents at the pumpkin patch. It feels like it was worth collecting all those water bottles.
        Ehhh, we already went out to buy Domino’s pizza this month so our spending on eating out is off to a fast start. We might order from them again later this month since we can get free pizza for making another order. XD

  2. I think you have to declare October Triple P Month — potstickers, popcorn, and pumpkins. The petting zoo looks awesome and so does Baby with Cents! Did he enjoy the train ride?

    You’re crushing it on the bills. Even without the credit your electricity bill is super low, and I don’t know how you pull off under $300 a month on the groceries!

    • Thanks Mrs. Groovy!! Baby with Cents enjoyed the train ride so much that he wanted to jump on the train again right after we got off. He always amazed when he sees a train so it was satisfying that he finally got on one.
      Mother with Cents wants to keep the groceries under $300 so we make an effort to keep it under that amount so we can meet that goal. It helps that both of our parents live close by so we can stop by and grab some food.

  3. Your restaurant spending is amazing! I feel like as a single no kids income, I blow the most money on food + transportation. I can’t believe 2 bags of recyclables is worth $18! That’s amazing! I drink so many cans of soda water at work I should just start taking it home with me and collecting! I wonder where the nearest recycling center is…

    • Yeah I was surprised too that we got that much. Usually when we go to the recycling center we get about $10 for two bags for bottles. Maybe they entered the wrong weight on the bags and put more than what we had or they increased the price per pound. Whatever the case, that money came in handy for us last month.
      You can probably find recycling centers by shopping malls or a supermarket since you can go in there and collect the money.

  4. His costume is so cute!

    Your expenses for the month is not bad. You both are lucky you two have free parking plus you have complimentary food at work. That’s a huge advantage for the both of you.

    Plus, kudos on your spending for restaurants! That is so low. If I were to get fast food it would be almost $20 for the 3 of us.

    • Yeah the free parking and food really helps keep the expense low, really fortunate for us.
      Whenever we go to a fast food place or restaurant, we cut down on drinks by ordering water or not having it at all if we order takeout. Makes more sense since we have drinks at home.

  5. That’s a cheap grocery bill. Keep up the good work!
    And I love how you collected plastic bottles to pay for the pumpkin and a visit to the petting farm.

    99to1percent recently posted…How we live on 15% of our income…

  6. Oh wow, that’s a cheap grocery bill. Keep up the good work!
    And I love how you collected plastic bottles to pay for the pumpkin and a visit to the petting farm.

    99to1percent recently posted…How we live on 15% of our income…

    • Thanks for stopping by Ms.99to1%!! We didn’t plan on doing that because weren’t anticipating on getting that much for collecting water bottles. But once we collected the recycling cash, we figured to spend on something fun for Baby with Cents!

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