This is a monthly check up of my expenses and it is broken up into categories. Few things to note:
- We are a one car family so our gas and car insurance charges are all for our Toyota Prius C
- We both drive to work at different times of the day which is why we are able to own just one car and eliminates monthly public transit costs. And fortunately both of our parking spaces are free which eliminates parking costs.
- I do have complimentary breakfast and lunch at my work. If the food is really good that day I usually take a box to go for dinner. But on some occasions I bring my own lunch if I don’t feel like eating the food from work
- We mainly use credit cards for our purchases and pay it in full each month.
With that said, here is how our expenses went in October.
|Car Insurance||$ 87.74|
|Restaurants/Fast Food||$ 10.28|
|Retail Shopping||$ 19.72|
|Mobile Phone||$ 85.00|
|Trip to the Pumpkin Patch and Petting Farm||$ 0.00|
Here is a breakdown of each category:
Mobile Phone: $85.00
Gas – $39.32
These four categories are fixed costs for every month(our gas averages $40 a month). If you want a breakdown of these categories you can check out my July Expense Report
Electricity – $5.17
Our gas and electric company, PG&E(Pacific, Gas & Electricity) gave us what they call a California Climate credit of $17.40. They give out these credits twice a year to all of their customers and the first one was back in April. This is the second credit so it’s a nice little break to pay in single digits for gas and electricity
Car Insurance – $87.74
This was a bit higher monthly charge for our car insurance. For those unfamiliar with them, MetroMile is a pay-per-mile car insurance company. They track the miles by using a tracking device that you plug into your car.
We went down to Half Moon Bay which is about a 30 mile drive from our place and went to pumpkin patch for Baby with Cents. It can get really crowded on the weekends especially this time of year so I decided to take a day off work and went down there on a Wednesday to avoid a crowded pumpkin patch
We also went to a petting farm across the bay in Berkley and it was about a 25 mile drive.
So those two places pretty much increase our monthly charge for our car insurance. I will explain our costs(or lack of) on these two places later on. It was well worth it since Baby with Cents had a lot of fun.
Groceries – $227.27
Costco had a sale of potstickers and popcorn in October so we pretty much relied on these two items during the month. Probably got about 4 bags of potstickers and 5 bags of popcorn during this time. We made the potstickers, boiled, with soup and veggies and fried. So we made them in different variations so we wouldn’t get tired of the eating it in one variation.
Outside of our usual items like milk, yogurt, veggies, bread and cereal we also bought a bulk of Kraft singles and salami for sandwiches and cottage cheese.
Restuarants/Fast Food – $10.28
It was going to be zero but the last weekend of month we made an In N Out run so that destroyed any chance of that happening. I forgot to take a picture of the Double Double and fries I had since I was so hungry at that time. If we go on another run next month(probably will, hehe) I promise to take a picture of the burgers for those that don’t live close to this great fast food chain.
Pumpkin Patch and Petting Farm – $0.00
Yes, going to these two places cost us zilch. We collect plastic water bottles so we can take to the recycling center and get some money out of it. After having about two bags worth of bottles we took it to the recycling center and made about $18 out of it. We used most of this money on a train ride at the pumpkin patch($15, $5 each passenger) and celery($2) to feed the animals at the petting farm. Baby with Cents had fun at these two places especially the train ride since he has a love for trains.
Retail Shopping – $19.72
One of the Gymboree stores in SF is closing down in a few months so they had a clearance sale on most of their items. We went ahead and bought some long sleeve shirts and Baby with Cents’ skeleton costume for Halloween. A couple of the shirts we bought for him was one with construction trucks. He always points to these trucks whenever we drive or walk by them and makes sounds of what construction trucks sound like. And that’s what he did when we got him the shirt.
Here is an Instagram post of his skeleton costume:
What do you think of our expenses in October? How were your expenses last month? Feel free to comment below