Since this week is Thanksgiving, I decided to dedicate this post to the people that have led me into the personal finance world and got me to where I am at today. Without
them, I would not have been on this journey to consistently keep track of my finances, have more of an understanding on how to build my income, trying to get financially independent, have a blog, joining a great personal finance community and discovering that I have this passion of personal finance.
Without further ado, here the people I want to thank.
Farnoosh Torabi – After learning about the subject of personal finance in 2015, I started to look around the web and see who I can listen to and learn more about this subject. Farnoosh had just started her podcast, ‘So Money’ in that same year and was putting put episodes five days a week. She would interview guests about various subjects on personal finance like handling retirement accounts, types of investment accounts to open, best ways to handle your money and side hustles. I would say for a period of about five months I would listen to every episode for her podcast. I would even ask questions for her Friday segment ‘Ask Farnoosh’ where listeners would submit questions to her that relate to finances. With her podcast, Farnoosh definitely gave to better perspective of why handling my finances are important to only for me but also for my family.
Jeff Rose – A fellow fan of In N Out burger, I discovered Jeff on Twitter and instantly read his blog, goodfinanicalcents. His content provided me tips on how to deal with my retirement account create specific financial goals and learning about the 529 plan(college fund). He had an article on his blog about why should you not have target date funds and pointed the high fees they provided. I had those type of funds at the time and indeed my target date fund fees where really high and immediately rebalanced my 401K account to sell all my shares of that fund. I also read his book, ‘Solider of Finance’ in which the compares his service in the military to personal finance. It is a great read for those that want to understand more about handling your finances.
Mrs Frugalwoods – During my consistent listening of Farnoosh’s ‘So Money’, she had a guest on by the name of Mrs. Frugalwoods in the fall of 2015. She talked about her blog, the frugal lifestyle and how she got into it with her husband Mr. Frugalwoods. They had this vision of retiring early and moving from their home in Boston to a homestead in the Northeast. Up to this point I never heard anyone talked about retiring early and living financially independent. So being curious about this subject matter I checked her blog and to my pleasure she had various subjects that interest me to the point of writing one myself. From hiking to cutting the cord, the different subject matters Mrs. Frugalwoods wrote made me keep reading her blog at least once a week since her appearance on ‘So Money.’ And even with her success today by reaching that goal of moving the a homestead in Vermont, appearing on ‘Today’, NBC’s morning show and having her own book coming out soon she still brings in many readers to her blog today.
Ms. Frugal Asian Finance – As I was doing my weekly reading of Frugalwoods, I checked the comments section on a post this past May and saw blogger by the name of ‘Ms. Frugal Asian Finance.’ My immediate reaction was, ‘Whoa, an Asian blogger.’ As an Asian myself I decided to click on the link to her blog. To this point, I did not really know any Asian bloggers that discussed personal finance and frugality. That’s probably because I was not really researching and just kept reading Mrs. Frugalwoods and listening to ‘So Money.’ After checking out Ms. FAF’s blog, I subscribed to it and send her an email complimenting her on the wonderful subjects she writes about how to save and marriage. I think she was taken aback by it because on her next post she briefly wrote about the email I wrote to her and how excited she was receiving direct message from a reader.
Her post about creating your a blog persuaded me to contemplate creating my own. I was hesitant at first because I did not know if I had enough content to do something like this. But after glancing through other blogs and reflecting on my own experiences, I eventually decided to start my own. Without Ms. FAF I would not have been able to interact with other awesome personal finance bloggers and probably would just been a casual reader to finance blogs. I’m still waiting for her and her blog sister to make it big time and write for a major publication. I believe it’s a matter of time.
There it is, the four people that have made me look and reflect about this great subject of personal finance. Also I want to thank the financial podcasts I that have been not only informative but also entertaining on my commute to and from work during the work week. Stacking Benjamins, Afford Anything, Smart Passive Income, Marriage, Kids & Money, Fire Drill Podcast, FI Podcast and of course So Money.
Happy Thanksgiving everyone!