The last month of the year and it was a busy one for us. With the holidays, we approached like we do every year. We made holiday cards from Costco and bought a few gifts for our nieces and our parents. To see how we spend our holiday spending, check my post about a few weeks back.
If you haven’t seen my past expense chronicles you can look at them here.
This is a monthly check up of my expenses and it is broken up into categories. Few things to note:
- We are a one car family so our gas and car insurance charges are all for our Toyota Prius C
- We both drive to work at different times of the day which is why we are able to own just one car and eliminate monthly public transit costs. And fortunately both of our parking spaces are free which eliminates parking costs.
- I do have complimentary breakfast and lunch at my work. If the food is really good that day I usually take a box to go for dinner. But on some occasions I bring my own lunch if I don’t feel like eating the food from work
- We mainly use credit cards for our purchases and pay it in full each month.
- I received two $100 gift cards in December. The first one from Google for doing asurvey on one of their potential products they may release. The other is a Christmas gift from my boss. I went ahead and maxed out on both of them in December. It will show on this expense chronicle.
With that said, here is how our expenses went in December
|Car Insurance||$ 91.03|
|Restaurants/Fast Food||$ 91.02|
|Retail Shopping||$ 192.55|
|Mobile Phone||$ 85.00|
|Minus Gift Card Expenses||($199.28)|
|Out of Pocket Expenses||$ 1,725.22|
Here is a breakdown of each category:
Mobile Phone: $85.00
These four categories are fixed costs for every month (our gas averages $40 a month). If you want a breakdown of these categories you can check out my July Expense Report
Electricity – $34.96
It’s been cold here by our standards and we used our space heater practically every morning and sometimes at night before we head to bed. So the bill is about $10 higher than usual because of this. Hopefully the weather gets a bit warmer in January so our bill can come back down to the mid $20s
Car Insurance – $91.03
We made another trip to the Tilden Park Steam Train across the bay in Berkley and with Metromile increasing our rate this month adds up to a monthly bill just above $90. I will look into adjusting our deductibles so we can have a lower bill for our car insurance
Groceries – $336.44
Since I took a holiday vacation at the end of the month so I could stay home and babysit Baby with Cents, we stock up on food in particular some Indian food from Trader Joe’s. We bought multiple boxes of Palak Paneer(Spinach with Paneer cheese) and garlic naan to dip it into the Paneer. If you’re into Indian food, you should know about Palak Paneer and since Trader Joe’s has it, it should be popular food item. We also bought from TJs some mini chocolate chip cookies and we can’t stop eating them.
Fast Food/Restaurants – $91.02
Yet another trip to In N Out but that’s not the only place we went out to eat. We also got the veggie burrito bowl from Chiptole. We usually buy the burrito bowl whenever we order from there. We craved so much that we ordered it in four different occasions in a span of two weeks. Yes four burrito bowls! The great thing about ordering the veggie option is that you can put guacamole as a free topping. If you order the meat or chicken burrito bowl you have to pay extra for the guacamole. It costs about $9 for a bowl and fortunately I used one my gift cards to pay for it on the last two occasions. After this series of orders from Chiptole, we probably won’t come back for another six months. Our cravings for the burrito bowl are topped off right now.
I also received an email from Sizzler for a complementary chicken melt since I am part of their email list. In order to get the free meal, I had to dine-in to Sizzler. So this gave us a chance to take Baby with Cents to a restaurant, something that we rarely do. He behaved pretty well at the restaurant since he likes people watching. We only paid for the salad bar for Mother with Cents while I got my free chicken melt.
Retail Shopping – $192.55
Some of this spending was for Christmas gifts for friends and family. Highlights include a digital picture frame for both of our parents so they can have a slideshow of pictures on the frame. We also got some crafty gifts from Michaels and a couple of recorders for our nieces.
We bought a few items for Baby with Cents as well including a crib mattress cover, more clothes from the Gymboree that is closing down next month and safety knob covers for our stove since he is able to reach and turn the stove knobs now.
I bought for myself a beard and mustache trimmer since my old one has stopped working. It lasted about five years so hopefully my new one will last just as long.
What did you think of our expenses during the holiday season? How was your spending during the last month of the year? Feel free to comment below