I haven’t written down goals before because I never had the urge to really sit down and think what I need to get done for the upcoming year. I’m more of a daily goals type of person. The night before I would think about what I need to do for the following day. An good example would be: run errands, have an agenda for my work day in order to get tasks done, show up to appointments, make sure Baby with Cents has his morning and evening milk, talk to Mother with Cents of what needs to be done for that day then have a review of our day in the evening. So the thought of having goals for a whole year never really had an importance to me until I started this blog and read how others had their goals done on a yearly basis. And after reading so many of them for the first few weeks of year, I got so inspired by them that I sat back and thought what I need to do to feel that my goals would be accomplished for the upcoming year. After going through my personal and financial situation, here is what I want to accomplish for 2018:
Buy a Home
I wrote on a previous post a few months ago that we were looking for a home. It has been almost a year since we started our search and we have been very patience throughout this process. Looking to buy a home on the SF Bay Area is a tall task. Being one of the most expensive areas in the country, finding the right home at the right price around here is something that is hard to do. But we have been debt-free for close to six years now and we have saved up a lot. With the addition of Baby with Cents for almost a couple years, it has accelerated our desire to buy our first home together. We are ready to put a huge down payment for one and hopefully there can be a slight dip in housing prices especially during this time of year when they are supposed to be low. We still have the outlook of being patience but at the same time jump on one that fits our needs.
Get Back to a Workout Routine
I used to be gym rat. From college until I got married, I owned a gym membership and took advantage of it by going at least a few times a week. There was a stretch for about five years that I would go about four times a week. So I was pretty much addicted to going. When I got married and moved to our current place in SF, I quit my gym membership because it would have been a real hassle to drive from the gym to our place. But I found different ways to keep a workout routine for free. I did P90X from bootleg DVDs, workout videos from Youtube and ran once a week along the beach by our place. Along with the hiking we did, I was in pretty good shape pre-baby.
When Baby with Cents arrived, my workout routine was dropped completely and for good reason. For almost two years now my workout consists of pushing Baby with Cents on his stroller and carrying him through the supermarket, department stores and parties. I also gained to good amount of weight throughout that time but it didn’t matter because all I cared about is making sure Baby with Cents was progressing well. As is he approaching two now, he has been a bit less dependent which means I have a small amount of time to get a workout routine in. I started doing some workout bands and abs work three times a week for a month and hopefully it will gradually increase throughout the year.
Help Baby with Cents with His Milestones
Now that Baby with Cents has have gone through the crawling, walking, teething and talking stages now it’s time for another milestone we will hopefully help him accomplish by the end of the year, potty training. Since this is our only kid (maybe more?!? Idk) we don’t have any experience in this area. So we will lean on friends, family and online research to see the best way to approach this important stage in his young life. I know it won’t be easy so we may go through nights where he wets himself and keep training him to use the bathroom until he gets it on a consistent basis. Currently he knows about the toilet and why we use it. We bought a potty toilet around first birthday and he has used it a few times when he goes #2 but he has not made the effort to want to use it recently. We will make a better effort at potty training this year and hopefully it will succeed by the end of the year.
Other milestones we want help accomplish is talking in full sentences, throwing/catching a ball, jumping, reciting the books he read and nursery rhymes(he got “Head, Shoulders, Knees and Toes” down already), building block towers instead of always knocking them down, know his colors and alphabets, and show increasing separation anxiety. Hopefully we can help accomplish most of them but all of them would be very encouraging to us.
Keep Our Savings Rate around 70%
If you have seen my month expense report, you know that we keep our expenses very low. A lot of contributing factors have made it at a low amount ($1000 rent for one) and it has helped us extremely is having our savings rate average out to 70%. Hopefully we can keep it going but if we definitely buy a home this year, the percentage may drop to 60% which is still fine by us. I can always alter my goal, right?!
Continuing the Blog
Hey I paid for the blog until November so no reason to waste my money and continue to share my stories and advice to all you great readers. Plus I love doing it especially my monthly expense report aka Expense Chronicles. I was already doing a monthly personal income spreadsheet before my blog launched so it was smooth transition to keep track of my monthly expenses. The only difference is that I had to add words along with the numbers of what I spend on the past month.
And I like all the interactions within this great community. It keeps me wanting to come up with more topics to write about. Continuing this blog is something I want to keep doing for the duration of 2018.
What do you think my goals for 2018? Any goals you want to share for new year? Please feel free to comment below.